Loan Rates Effective 3-22-2008

Auto Loans – New, Used and Refinanced

Model Year

APR As Low As*

Term

2008/2007

4.99%*

36 months

4.99%*

48 months

4.99%*

60 months

5.74%*

72 months

6.25%*

84 months

2006

4.99%*

36 months

4.99%*

48 months

4.99%*

60 months

5.74%*

72 months

6.25%*

84 months

2005

5.40%*

36 – 60 months

6.60%*

72 months

2004

5.40%*

36 – 60 months

6.60%*

72 months

2003

6.45%*

60 months

2002

6.85%*

48 months

2001/2000

7.25%*

48 months

Recreational Vehicles - New, Used, and Refinanced

(Boats, Motor Homes, Travel Trailers, Personal Watercraft) 

Minimum

APR As Low As*

Term

$50K

6.90%*

240 months**

$25K

6.75%*

180 months**

$20K

6.55%*

144 months

$12K

6.45%*

108 months

$10K

6.45%*

84 months

6.45%*

60 months

**180 and 240 month terms available on vehicles which qualify for IRS home mortgage interest deduction.

Signature & Personal Lines of Credit

APR As Low As*

Term

Signature Loan

9.00%*

18 months

Signature Loan

10.50%*

24 – 60 months

Classic Automobile

Value

APR

Term

<$10,000

7.00%*

48 months

>$10,000

6.75%*

60 months

*Includes ¼ % rate discount for selecting an automated loan repayment option. Additional discounts may apply.

The Annual Percentage Rates listed above are our best rates.

Your rate may be higher depending on your credit history and underwriting criteria.

Credit Card Rates

APR

Mastercard

8.99%

No Annual Fee

Visa Classic

8.99%

No Annual Fee

Visa Gold

8.99%

No Annual Fee

Other Loans

APR

Term

Share Secured Loan

Dividend Rate

+2%

120 months

Share Certificate Loan

Dividend Rate

+2%

Certificate Term

Checking Overdraft Protection

15%

N/A

Stafford & PLUS Federal Student Loans

Call 800-306-4400 ext. 2430 for Current Rates & Terms

Disclosure: All rates subject to change. All loans are subject to normal underwriting guidelines. Equal Opportunity Lender.