| Current Deposit Rates |
| Rates Effective 06/23/09 |
| Share Account |
$100.00 |
0.25% |
0.25% |
Quarterly |
| HSA Checking Account |
$0.00 |
2.23% |
2.25% |
Monthly |
| Christmas Club Account |
$100.00 |
0.25% |
0.25% |
Quarterly |
| Money Market Account |
$2,000.00 $10,000.00 $25,000.00 |
0.30% 0.55% 0.80% |
0.30% 0.55% 0.80% |
Monthly |
| Contributory IRA |
$100.00 |
1.00% |
1.00% |
Quarterly |
Share & IRA Certificates Penalty for Early Withdrawal |
| $500 Minimum Deposit |
| 6 Month Certificate |
1.00% |
1.00% |
Monthly |
| 12 Month Certificate |
1.10% |
1.10% |
Quarterly |
| 18 Month Certificate |
1.49% |
1.50% |
Quarterly |
| 24 Month Certificate |
1.59% |
1.60% |
Quarterly |
| 36 Month Certificate |
1.79% |
1.80% |
Quarterly |
| 48 Month Certificate |
1.94% |
1.95% |
Quarterly |
| 60 Month Certificate |
2.13% |
2.15% |
Quarterly |
| $10,000 Minimum Deposit |
| 13 Month Certificate |
1.29% |
1.30% |
Quarterly |
| 24 Month Certificate |
1.69% |
1.70% |
Quarterly |
| 36 Month Certificate |
1.89% |
1.90% |
Quarterly |
| 48 Month Certificate |
2.03% |
2.05% |
Quarterly |
| 60 Month Certificate |
2.23% |
2.25% |
Quarterly |