Share & Club Accounts One of the most important elements of a successful financial plan is saving. BFGFCU offers several savings accounts to help members reach their goals. By setting aside small amounts on a regular, ongoing basis, you can amass a considerable sum. Then, you’ll have cash on hand when an emergency or other important need arises. The simplest way to save is through Automatic Deposits, because you don’t miss what you don’t see! Share Savings Account A share account establishes credit union membership. The minimum balance is just $5, which represents your “share” in the credit union. Share accounts begin earning daily dividends when the account balance reaches $100. Dividends are compounded and paid quarterly. Christmas Club Account A Christmas club account lets members prepare for the holidays all year long. You can avoid making credit card purchases during the holidays by using the money saved in your Christmas Club account. If you would like to be prepared for the holiday shopping season, start a Christmas club account now. A payroll deduction plan of just $10 or $20 a week will make saving seem effortless. Deposits earn the same dividend rates as share accounts. In early November, funds are transferred to your share account for you to withdraw as needed. The account remains open and you can begin saving for the next year. Other Club Accounts Our Club accounts are a great way for you to organize your finances. Members save for many different reasons, such as paying insurance premiums, car repairs, a vacation, special purchases, etc. By making regular deposits to a separate "special purpose" account you are more likely to think twice before making unplanned withdrawals. Savings Calculator      We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act. Current Deposit Rates  Share Accounts  Checking Accounts  Money Market Savings Account   Share Certificate Accounts  Individual Retirement Accounts  Site Map Return to BFGFCU Home